Archiv für den Monat März 2008

Links4me: two new online payment systems and security

Experts cast a wary eye over new online payment systems

Two new systems claim to make it easier and safer to shop online, by letting you pay for goods directly from your bank account without having to hand over card details. But experts are warning consumers not to be „lulled into a false sense of security“.

[…] Certainly neither system operator is promising they will bear responsibility for any losses suffered through their technology becoming compromised, pointing out that, unlike PayPal, they do not store a user’s bank account.

Hence, the issue of responsibility is key, believes Graham Cluley, senior technology consultant at Sophos. „It may take some wrangling but if things go wrong with your bank, they’ll pick up the tab and it’s the same with a retailer or a card issuer. It’s also the same with PayPal – although they’re a big target for phishers, they have a clear policy for putting things right so that’s what I would question these new systems are missing.“ Bestenlisten fürs Handy via QR Code

Neu bei CHIP Online: Bestenlisten fürs Handy

Wir haben unsere beliebten Bestenlisten speziell fürs Betrachten auf dem Handy-Display angepasst. Die Übersichtsseite finden Sie unter – dort können Sie bequem die gewünschte Produktkategorie auswählen und nachschauen, welche Geräte gerade top sind. Da viele Nutzer das Onlinegehen per Handy teuer bezahlen müssen, haben wir die Datenmenge bewusst sehr klein gehalten: In jeder Kategorie zeigen wir die Top-20-Geräte, die aktuelle Preisspanne aus unserem Preisvergleich und die im Test erreichte Gesamtpunktzahl.

[…] Wir haben die Web-Adresse der mobilen Bestenlisten auch in einen genannten „Quick Response Code“ umgewandelt. Sie sehen diesen QR-Code im Bild oben. Ein QR-Code ist eine Art zweidimensionaler Balken-Code, der unterschiedliche Informationen enthalten kann – zum Beispiel auch eine Web-Adresse. Anwender mit neueren Nokia N-Serie-Handys finden unter dem Menüpunkt „Office“ einen QRC-fähigen Barcode-Scanner. Einen kostenlosen QR-Code-Reader der Firma Kaywa für viele Java-fähige Handys können Sie hier herunterladen. Zum Einlesen der Adresse starten Sie einfach den Barcode-Reader und richten die Kamera möglichst ruhig so auf den Code, dass er das Bild fast komplett ausfüllt. Sobald das Handy den Code entschlüsselt hat, können Sie die entsprechende Webadresse direkt im Handy-Browser öffnen und sich so die Tipparbeit sparen.

Hier zwei QR Codes:

Bestenliste Handy

QR Code für Bestenliste Handy

Bestenliste Digitalkamera


Design-led innovation process

Kate Rutter: That’s heady stuff. Can you give me an example of some of these things? For example, what does a design-led innovation process look like?

Nathan Shedroff: Most attempts at innovation in companies haven’t been terribly successful for a variety of reasons. They may not involve the right people in the organization, have a culture of creating new things from scratch, or they may not value ideas when they are presented. Sometimes, it’s all about courage to do something different. Design processes, specifically, approach the challenge to imagine and devise new solutions, in any context, by looking at customers in meaningful ways, integrating data from a variety of sources, and using it as a starting point instead of an ending point. Design respects different kinds of prototyping and iteration, which is an important part of the process. Expectations in design processes are different from how most organizations expect every idea to be incredible, try to control the process from the top down, or inject corporate assumptions that are often not validated or reflect the market.

Different organizations have different innovation cultures but, no matter the approach taken, it is organic and dynamic and most forms of management tend to kill the process rather than nurture it. This is why organizations often have to rely on acquisitions or consultants from the outside to innovate or find the need to comfortably insulate their designers in a different area, under different management and expectations, just like they often do with R&D. This isn’t always the best approach, however, since it tends to isolate as much as insulate.

[…] Kate: Before integrated academic programs like this, how and where did people gain these skills? What were the critical gaps in knowledge? What change is at play in the business world to create a need for the approach that you teach?

[…] Nathan: To truly understand these domains — and to gain the experience and comfort necessary to lead through these perspectives, you need all of your courses to integrate and to work with them holistically. This is our approach. All of our courses, including Accounting, Business Models and Stakeholders, Finance, Operations, etc. integrate both a design/innovation and sustainability perspective. They aren’t treated as foreign or related but crucially integrated.

Read on

See also: